To providing of priority of user, control of and qualities of medicare the system of voluntarily medical insurance, carried out including due to facilities of employer promotes. For financing health protections must be actively attracted facilities of organizations and sponsors.

The special role in providing of state and municipal social services is played by a sphere. Zatra¬ty on its maintenance, Russian FEDERATIONS financed from the budgets of subjects and municipal educations, quite often make the more than half of all charges of the proper budgets. Eta is complicated also in connection with municipalization of fund.

The process of reformation of finances of sphere provides for:

• organization on territories of subjects of Russian FEDERATION of centers on a grant the citizens of indemnifications or subsidies on payment of habitation and public utilities;

• completion mainly to 2000 translation of housing and communal services on the mode of break-even ;

• demonopolization of housing and communal services and conditioning for a competition in this sphere from functions and passing to the contractual relations between customers and contractors of services.

The unique method of overcoming of crisis is the systems of financing are a transition from the budgetary dating to payment in full ZHKKH by users on condition of providing of social defence of of scanty means monogynopaediums and economic stimulation of improvement of quality of service.

In 1994—1995 there is a stake of expenses, covered a population, in the operating costs of enterprises of industry due to growth of tariffs grew from 2—3% to 20—40%. As rates of growth of expenses on services inflation rates, stake of budgetary grants on maintenance of housing fund and on coverage of difference in prices on thermal energy in municipal budgets did not diminish. Prini¬maya into account decline of the real incomes of population on 13%, it is necessary to acknowledge that growth of tariffs on services appeared excessively high. It demanded of dead-line of transition of enterprises of ZHKKH on self-repayment from 5 to 10 years.

If on the previous stage of reformation of ZHKKH the increase of stake of expenses, covered due to payments of population, took place mainly by the increase of tariffs on services, then on the new stage it is acknowledged expedient to concentrate efforts on rationalization and decline of costs of producers of services.